About SparkIL

Small loans. Big impact.

SparkIL uses interest-free, peer-to-peer loans to spark economic growth, social empowerment, and community bridge-building. By supporting business owners raising capital, your loan can be applied and reapplied in socially-conscious initiatives across Israel, for years to come.

The Power of Interest-Free Loans

The famous Talmudic passage כל ישראל ערבים זה לזה (kol Yisrael areivim ze laze) teaches that all Jewish people are responsible one for another. Despite our knack for disagreement, this value remains a cornerstone of Jewish Peoplehood. 

Maimonides, the medieval philosopher and Torah scholar, famously and brilliantly outlined eight levels of charitable giving. The highest form is when a donor or lender empowers the recipient to become self-supporting. This is generally defined as giving someone a business loan or helping someone to find a job.

Within the granting of loans, Jewish tradition wisely understood the complicated dynamics that accompany the loaning of money with interest. The potential strains on a borrower and the risky allure of profit for lenders are the reasons for the Torah’s insightful instruction of Exodus 22:24, “If you lend money to My people...do not act toward them as a creditor; exact no interest from them.” 

Providing interest-free loans is the pinnacle of helping others, and it is an expression of Jewish identity.  In addition to elevating both the borrower and the lender, an interest-free loan is an actualization of Jewish values and fortifies Jewish Peoplehood.

SparkIL's interest-free loans let you (and your friends!) make a real, measurable, and continuing impact on underserved populations across Israel - for the do-ers who need your support the most.

Our Founding Partners

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